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Rising mortgage rates are one of the biggest factors impacting the housing market right now. It’s important to remember that the extremely low rates we’ve seen over the last couple of years were an anomaly, and the lowest we have seen in more than 30 years. As mortgage rates climb, it will affect the price of home you can afford, but there is no better hedge against inflation than homeownership. Historically, homeownership almost always outperforms inflation. So, while rising interest rates have scared some buyers away, it may actually be a great time for you to buy as there is less competition and home prices are stabilizing. Homes are one of the few tangible assets that tend to hold their value, which means that homeownership is still a great investment.

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